Free Professional Help & Guidance
Tax Planning Advice
Initial, free one-to-one consultation, enables you to review your current tax planning with a qualified professional. Make sure you have:
- the best tax advice
- the best wealth protection
- the best investment strategy
Investing in property can be a powerful wealth-building strategy, but to truly maximise your returns, understanding tax-effective methods is crucial. By leveraging the following techniques, investors can enhance profitability while ensuring compliance with tax laws.
Here are key strategies to consider:
Investment Structures
Choosing the right investment structure, such as individual ownership, trusts, or SMSFs, can optimize tax efficiency.
Utilising Trusts
Trusts offer income distribution benefits, potentially lowering tax obligations by allocating income to beneficiaries in lower tax brackets.
SMSF Property Investment
Self-managed super funds (SMSFs) enjoy lower tax rates, making them a favorable option for property investment, provided they adhere to strict regulations.
Negative Gearing
Negative gearing allows investors to offset losses from rental income against other taxable income, reducing overall tax liability.
Depreciation Benefits
Property depreciation, including wear and tear, can be deducted annually, providing significant tax savings.
Capital Gains Tax (CGT)
Holding properties for over 12 months qualifies for a 50% CGT discount. Converting investment properties into primary residences can also provide CGT exemptions.
Loan Interest Deductions
Interest on loans for property investments is tax-deductible, including loans for purchase, renovation, and maintenance.
Legal Compliance
Differentiate between legal tax minimization and tax avoidance. Always seek professional advice to stay compliant with Australian tax laws.
Negative Gearing
Negative gearing allows investors to offset losses from rental income against other taxable income, reducing overall tax liability.
Regular Strategy Reviews
Regularly reviewing and adjusting your tax strategies with a professional ensures they remain effective and compliant with current laws.
Estate Planning
Efficient investment structuring also benefits estate planning, ensuring a smooth transition of assets and minimizing inheritance taxes.
Wealth Protection
Effective tax strategies are essential for maximising property investment returns and protecting your wealth in Australia.
During a financial review, our Finance Specialists will help you:
- Holistically assess your current financial circumstances and future wealth goals
- Determine if your current loan is still the best option for you
- Analyse your individual needs and explore our panel of 40+ lenders to source the most suitable home loan for you
- Prepare your paperwork and submit your home loan application on your behalf
- Negotiate with other stakeholders (solicitors, accountants, surveyors, etc)
- Give you peace of mind throughout the loan application or refinancing process
Book a FREE Financial Review with a Professional Consultant
Why Choose Us?
Professional Advice
We're helping real estate investors and owner occupiers with making their money work for them. We pride ourselves with being able to assist clients to achieve the dream of building wealth through property investments. However, we also specialise in assisting a whole range of home buyers and clients for their financial needs.
Nationwide
Operating throughout Australia with specialists in Brisbane, Newcastle, Sydney and Melbourne. No matter where you are in Australia we have a qualified professional waiting to help you save money on your home loan repayments. Book a free home loan review to start saving now!
Personal Service
We recognise that everybody is different, really are any 2 home loan applications ever the same. Whether you're a first-time investor or someone with an extensive portfolio, our award winning team work to ensure your purchase aligns with your long-term real estate investment goals.
Our Vision
Our vision is to assist as many people as possible to achieve their full financial potential by educating them to implement specialised, sophisticated, safe, and effective financial structures to help them achieve their lifestyle goals.
Our Mission
Our mission is to be recognised nationally as the leading finance and property experts in the industry, servicing clients globally to achieve the dream of owning and building wealth through property.
Our Values
Our values are all about doing the right thing at the right time. From experience, we know that if we put your interests before everything else, not only do you get the best advice but we also build a loyal client base at the same time.
FAQ: Property Investment in Australia
In Australia, the financial year ends on June 30th. Personal tax returns must generally be submitted by October 31st. If you are using a registered tax agent, you may have access to extended deadlines, typically up to May 15th of the following year, depending on when you register with the tax agent. It’s important to meet these deadlines to avoid penalties and interest charges on any tax liabilities.
Click below to book a free financial review.
You can claim work-related expenses that are directly related to earning your income and for which you have not been reimbursed. This includes costs such as vehicle and travel expenses, clothing and laundry expenses, home office costs, and professional subscriptions. To claim these deductions, you must keep detailed records and receipts. It’s advisable to maintain a diary that records the amount, date, nature, and purpose of the expense, especially for substantial claims.
Click below to book a free financial review.
Capital gains tax (CGT) is payable on the profit from the sale of an asset that has increased in value. It is calculated by subtracting the purchase price (and any associated costs) from the selling price. However, you can reduce CGT by holding an asset for more than 12 months, which makes you eligible for a 50% discount on the gain for tax purposes. Keeping detailed records of acquisition and maintenance costs is also crucial for minimising CGT.
Click below to book a free financial review.
Before investing, you should consider factors such as location, property type, market trends, and economic indicators. Assessing your financial capacity and long-term investment goals is crucial. It’s also advisable to seek advice from real estate experts and financial advisors who understand the Australian property market.
Click below to book a free financial review.
It is totally free, a genuine opportunity to have a qualified professional assess your financial situation with you.
You are under no obligation and will not be pressured in any way.
If we cannot find a home loan option for you that you agree is better than your current loan and saves you a sizeable amount of money on your monthly repayments, then we cannot expect anything other than a no thank you.
And if we think your current arrangements cannot be unproved upon we are both honour-bound and compliance-bound to tell you that.